5 Myths About Preneed Insurance

Preneed insurance is often misunderstood, leading many people to put off important planning. But waiting can leave families unprepared when the time comes. Let’s debunk five common myths and uncover the truth about preplanning.

Myth #1: “I’m Too Young to Think About Preneed Insurance”

Truth: It’s never too early to plan for the future. The younger and healthier you are, the more affordable your policy will be.

Myth #2: “My Family Will Just Handle Everything”

Truth: Without a plan in place, loved ones often struggle with tough decisions while grieving. Preplanning lifts this burden and ensures your wishes are honored.

Myth #3: “Preneed Insurance is Too Expensive”

Truth: Plans are flexible, allowing you to choose coverage that fits your budget with affordable payment options.

Myth #4: “It’s the Same as Life Insurance”

Truth: Unlike life insurance, which can take weeks to pay out, preneed insurance is designated specifically for funeral costs and is immediately accessible.

Myth #5: “I Don’t Need It Yet”

Truth: The best time to plan is before the need arises. Waiting until later in life could mean higher costs and fewer options.

Take Control of Your Future Today

Preneed insurance is a practical, compassionate choice that brings peace of mind to you and your family. Don’t let misconceptions keep you from making a smart decision—contact us today to learn more about your options.